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Noticing What Isn't Right Engaging in Conversation Meeting the Person Community Q&A For most of us, finding love on the internet can be a gift from heaven.

For others, however, it can be a life-ruining decision – leaving us penniless, heartbroken and with many more problems heading our way.

After they establish some lovely correspondence with you, fall in love and maybe even send a couple of cheap presents, they will either: a) be almost on their way to meet you, but something will happen to them: they will get robbed, beaten, get into the hospital, or other misfortune will happen and of course you will be their only contact to ask for financial help, or: b) tell you that their employer pays them with Money Orders or checks, and they can't cash them in Nigeria.

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These goods are purchased with stolen credit cards.

Never re-ship anything for strangers, especially to Africa.

The only way to avoid an online romance scam is to be aware of their occurrences and also to know how to spot them before they begin.

Nigerian scam comes in many forms: 419 scam, when they offer to transfer millions of dollars into your bank account, or lottery scam, when they tell you that you've won something in some bogus lottery.

In all cases the plea for Financial assistance is the key to the scam.